Author Archive
NEWS FLASH-MORTGAGE RATES DROP TO 4.5%
December 17th, 2008
By Brad Garbutt
In twenty five years of selling real estate, I have never seen interest rates drop so low! Becki Isner, of Amerigroup Loan Center here in Redding, is quoting 4.5% for a 30-year fixed rate mortgage with a 20% downpayment and a FICO credit score of at least 740.
For the median priced home of $210,000 with
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FIRST-TIME BUYERS HAVE ADVANTAGE ON COMPETITION
December 16th, 2008
By Brad Garbutt
The New York Times recently published an article pointing out the advantage first-time buyers have in the current housing market. The primary reason first-time buyers are in a superior position is they do not have a home to sell in order to buy now. Most buyers have to sell their existing home before they are
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PROPOSED SEPTIC REGS WILL BE COSTLY TO PROPERTY OWNERS
December 16th, 2008
By Brad Garbutt
Property owners that utilize septic systems listen up. If the statewide septic regulations are adopted as proposed, start saving your money to comply with the new regulatory requirements. The California Association of Realtors legislative advocates have provided input as “stakeholders” since 2002, when the State Water Resources Control Board (SWRCB) began the process of formulating
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I-5 CHRISTMAS TREE STORY REVISITED
December 15th, 2008
By Brad Garbutt
Anyone who has traveled I-5 North between Red Bluff and Cottonwood has probably noticed the scrawny tree near the rest stop decorated to the hilt every year for the holidays. This tree, and the reason it has been decorated for 40+ years has quite a fascinating story behind it that is retold from time to
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REALTORS LIST REMODELING PROJECTS WITH GREATEST RETURN
December 15th, 2008
By Brad Garbutt
According to a survey by the National Association of Realtors, exterior remodeling projects provide the greatest return on investment. Topping the list is wood deck additions and all types of exterior siding replacements. In the competitive market we have today, the first impression (curb appeal) is more important than ever in attracting home buyers.
The survey
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GAIA HOTEL:TOP NOTCH BANQUET VENUE
December 13th, 2008
By Brad Garbutt
The Shasta Association of Realtors held their 80th Annual Christmas Party at the new Gaia Hotel in Anderson last night. Chef Jon Stadille presented fabulous Hawaiian fare to coincide with the “Season of Aloha” theme for this years installation/dinner dance. I have never had finer cuisine in the Northstate prepared for a crowd that topped 200 people.
A
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NEW SEPTIC REGS WILL IMPACT SHASTA COUNTY PROPERTY OWNERS
December 12th, 2008
By Brad Garbutt
Contaminated beaches along California’s coast sparked the California Coastal Commission to seek development of statewide septic regulations in the late 1990’s. AB 885 was passed in 2000 and the regulations have been under development ever since. The final regs are scheduled to take effect Jan. 1, 2010 and will be implemented July of 2010.
Onsite wastewater
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RECORD ATTENDANCE AT REALTOR CHILDREN’S CHRISTMAS PARTY
December 10th, 2008
By Brad Garbutt
For nearly 40 years now, the Shasta Association of Realtors has organized a party for children of Shasta County with developmental disabilities. A record crowd of nearly 300 children attended this years party held at the Redding Elks Lodge. The school teachers are allowed to select gifts at a designated toy store for each of
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